Texas-based Christian health sharing organization Altrua is operating in Kentucky as an illegal insurance company. Its members are also not eligible for the mandate exemption under the Health Care Sharing Ministry section of ObamaCare.
According to the company, Altrua was formed in 2000, which means it can't help you under federal law. The Affordable Care Act doesn't specify penalties for operating as an illegal insurer under that statute, but under Kentucky law, the company and even its members could be charged as felons.