Thursday, April 10, 2014

ObamaCare will NOT help with your car insurance

Pro-ObamaCare media types desperate to declare victory on "health care" and move on to socializing something else are milking a very iffy talking point speculating incorrectly that the Affordable Care Act could reduce the cost of car insurance. The claim doesn't hold up to any kind of scrutiny.

In fact, if you read much past the headline of these ridiculous stories you will see they are really just throwing up a meaningless headline to get attention.

In fact, the question we should be asking is does ObamaCare make it illegal for an automobile insurance policy's personal injury protection (PIP) to cover a Medicaid recipient? How about if you have a high-deductible plan or a narrow network that doesn't give you the medical services you need? Technically, these are a couple of ways of lowering costs for insurers, but that could lead to some nasty surprises for consumers.



Wednesday, April 09, 2014

Republicans must shut down Kentucky LEC

Frankfort House Democrats' abuse of power has gone too far once again, but what's different this time is Republicans are very strongly positioned to make them pay for it.

The last time a Frankfort Democrat's sexual exploits gained public attention -- Paul Patton in 2002 -- Republicans temporarily took the governor's mansion. Now, a Democrat House member's serial sexual harassment and Democrats' successful whitewash of it stands to be a catalyst for a unprecedented and long-standing Republican wave capable of washing away lots of Frankfort mud.

Republican House candidates should campaign on shutting down the Legislative Ethics Commission, a stupid bureaucratic cover-up vehicle for protecting unethical behavior. Further, KRS 418.075(4) should be amended to clarify that illegal actions performed by legislators are no longer worthy of special treatment under Kentucky's illegitimate treatment of the concept of legislative immunity.

Tale of two more ObamaCare glitches

Left-wing "New Republic" has an article talking about U.S. House Republican leaders sneaking through a small ObamaCare fix for small businesses and suggesting they could be setting the stage for undermining the best federal lawsuits remaining to unwind the "Affordable Care Act."

The sneaky move repealed a piece of ObamaCare hurting small businesses and made the coalition for repeal just a little less populated and energetic. The writer of the article suggests this should inspire hope on the left that Speaker John Boehner and friends might change the law again to allow the IRS to zap taxpayers in states refusing to set up and pay for their own ObamaCare exchanges.

From the article:
"Right now, the ACA faces a remote but real threat thanks to a drafting error in the law, which, taken out of context, suggests that residents in states without their own exchanges (i.e. Healthcare.gov states) are not entitled to insurance subsidies. It's difficult to imagine the Supreme Court creating this kind of chaos over decontextualized sloppy language when the statute read in its entirety is unambiguous. But Congress could moot the legal challenge in a single afternoon. A technical corrections bill would eliminate a real source of anxiety for insurers, providers, consumers, and even politicians from Healthcare.gov states. And the logic against passing such a bill just became much weaker." 
First, the language referred to in the article was clear, intentional and in context. The intention in the ACA was to incentivize states to set up their own exchanges by prohibiting subsidies in states without state-run exchanges. When nearly three dozen states figured out this was a great way to undermine the law and hasten its demise, the IRS grabbed Obama's pen and cell phone and pretended the provision away. Four federal lawsuits seeking to clarify Obama's understanding of his own law for him are on the way to the U.S. Supreme Court.

The plain language of the law rightly carries significant legal weight. The left responds with its last hope, an emotional appeal: "It's difficult to imagine the Supreme Court creating this kind of chaos over decontextualized sloppy language..."

No, it isn't. First, the language in question was intentional. Second, blaming the Supreme Court for "creating chaos" by requiring Obama to follow his own law sounds a lot like something Gov. Steve Beshear might say.

In fact, Beshear is depending on exactly that same sentiment in hopes that no one will stop him from continuing to violate state law requiring legislative approval of ObamaCare because so many people (according to him) are having so much fun since he started.

Setting both of these ObamaCare glitches straight accomplishes much more than wrecking one bad law. It will ensure that the rule of law still exists in the United States and in Kentucky.

KY Democrat ObamaCare lunar module burning up on re-entry

Last October I predicted in the Louisville Courier Journal that Kentucky Democrats might soon turn on each other over ObamaCare, but I didn't predict this.

I'm not so troubled by Democrat and media alternate reality attempts to create myth about the "wildly successful" ObamaCare. Politicians have been spinning massive failure to look like success since before King George bragged about his high approval rating in the Colonies and told everyone in England that all the dead redcoat soldiers were merely unfortunate victims of training exercise mishaps. As I explained in the newspaper, the bigger issue is Gov. Beshear's blatant disregard of state law requiring him to include the legislature in the decision to sign the state up for ObamaCare or not.

But it was a surprise just now to see the latest Democrat-on-Democrat sword fight that includes, hilariously, charges of racism. (Click here to read it.)

Frankfort Democrats have already gone on record aborting an effort to defund Kentucky ObamaCare before flipping around and voting to defund it. In five days they will likely be faced with an override opportunity for Beshear's veto of their defunding language, which will be interesting to watch. Would have been much easier and less politically costly if they had just agreed that the governor must follow state law.

Tuesday, April 08, 2014

Herald Leader reporter clarifies ObamaCare bias

A Lexington Herald Leader political reporter went on a left-wing podcast published today and destroyed any semblance of objectivity he might have had on ObamaCare.

"The opposition to (ObamaCare) --and I feel this is the case pretty much around the country -- is not for people who don't have health insurance," said reporter Sam Youngman here. "Signing up half of Kentucky's 640,000 uninsured population in the first enrollment period is pretty impressive."

Several problems jump out for Mr. Youngman's claims of objectivity after this brief quote. It is an objective fact that at least a large portion of those who gained ObamaCare coverage did so only after becoming uninsured because of ObamaCare. And understanding negative consequences of policy is indisputably more a function of an awareness of economics than of whether or not one has health insurance. Destruction of the health insurance market under ObamaCare manifests itself in higher premiums and deductibles, very limited coverage options, expensive but unusable coverage mandates and narrow provider networks and is not fixed by income-based subsidies. In fact, in every market where subsidies are used they expose failed policy, rather than fix it. Any way you slice it, defining opposition to ObamaCare as consisting of people with health insurance requires a naked bias that contradicts any pretense to journalistic balance.

The estimate of Kentucky's uninsured population from the Beshear administration is an outdated guess. Decades of experience with government guesses of uninsured populations suggest at least some -- and probably a lot of -- inflation. By any measure, the largest recent contributor to any expansion in the uninsured population is ObamaCare itself. Less recently, steadily increasing government activity has actually created much of the problem. A federal mandate, an aggressive state and federal marketing campaign and expensive federal subsidies rolled out with the absurd goal of fixing largely government created problems requires very low levels of cynicism or even curiosity for someone who is supposed to dig up information for a living to find "pretty impressive."

And let alone the fact that the state has been forced into the worst of this nonsense by a governor who had to ignore state law to do it, falsify court documents in attempting to keep it and is even now scrambling around for cash to keep the illegal enterprise afloat.

All this time I thought Sam Youngman avoided writing the other side of the ObamaCare story because his editors wouldn't let him, but it appears he is a true believer.

Monday, April 07, 2014

Left-wing Medicaid promotion double standard

MoveOn.org just now won a motion in federal court in favor of keeping up a billboard attacking Louisiana Gov. Bobby Jindal for refusing the ObamaCare expansion. The media is having a field day.

In Kentucky, we caught Gov. Beshear faking court documents last July trying to force Kentucky into the same mess. Crickets...

There is a lot of fight left in the Kentucky ObamaCare story and the more you look, the more surprising it is Beshear thought he could get away with it all. He has the Kentucky media in his pocket, but if you share this story and encourage your friends to do the same, we will win in the court of public opinion before we win in the court of law.

Would Andy Beshear prosecute his dad over ObamaCare?

Gov. Steve Beshear's son wants a government job. Andy Beshear is a candidate for Kentucky Attorney General in 2015. Kentucky's top Obamacrat has a government job she testified in court was created by a gubernatorial executive order on July 19, 2013. If the General Assembly does not ratify that executive order in the next 8 1/2 days, Carrie Banahan loses her state government job.

There can be little question Gov. Beshear will not voluntarily yield to Kentucky law when it stops him from giving taxpayer money to his political friends. Jack Conway has already refused to intervene in this issue and can't be counted on to act against Beshear's illegal actions. Does anyone seriously believe Beshear's son would?

I see two Kentucky Democrats proving themselves unworthy of election in 2015 over their positions on ObamaCare. How about you?

KY Obamacrats covering wrong flanks

There are three issues the Kentucky Health Benefit Exchange (ObamaCare) people must overcome in the next nine days and they are focusing on only two.

Before the 2014 General Assembly shuts down at midnight on April 15, unfinished business for Gov. Steve Beshear's exchange includes finding a funding (tax) source to finance some $40 million or more in annual expenses, gaining legislative approval to continue to exist as a state-run exchange and obtaining legislative approval to spend state money for continuing operations after federal money runs out early in 2015. Predictably, Beshear and friends are focused only on finding a pot of money in the bloated Cabinet for Health and Family Services (CHFS) in Frankfort.

They appear to have settled on a consolidation of agencies involved in services for the aged to shake free enough money to keep the ridiculous ObamaCare salaries flowing. This must be done because the legislature has not granted the governor authority to create a new tax to fund the exchange. While Kentucky's Constitution prohibits spending unappropriated funds, some ambiguity in state law and in the mission of CHFS may give the Obamacrats confidence they can slip some tens of millions of dollars in spending past their local court of law and lessen the need for a new tax.

But the impending death of House Bill 505 starts the undoing of ObamaCare in Kentucky. That bill would have ratified Gov. Beshear's 2013 executive order creating the exchange and a tax to fund it. The executive order will then expire on July 15, requiring the organization of CHFS to return to the form it was in prior to the 2013 executive order, which replaced -- illegally -- an expiring 2012 executive order creating the exchange without a funding mechanism. Failure to ratify that one puts us back to the time before any effort was made to create a state-run exchange.

Four federal lawsuits converging on the U.S. Supreme Court would eliminate the Internal Revenue Service's ability to tax citizens for ObamaCare in states without state-run exchanges, in keeping with the plain language of the "Affordable Care Act." In short, Kentucky is very nearly out of ObamaCare.

Don't let them fool you: this fight is far from over.  

Friday, April 04, 2014

It's okay when Democrat profiteers bleed us dry

The Associated Press Frankfort Bureau ran a story today in the Louisville Courier Journal about Kentucky's largest ObamaCare profiteer, Kentucky Health Cooperative (KYHC) CEO Janie Miller, without mentioning she was responsible for setting up much of the state's ObamaCare scheme as a Beshear Cabinet official.

Miller left her position as Secretary of the Cabinet for Health and Family Services in February of 2012 and almost immediately resurfaced with KYHC and a federal "loan" of almost $60 million to start a public option health plan here.

Kentucky's other health insurers, Anthem and Humana, lag badly in sales to KYHC and may not even be able to stay in the market much longer. The cooperative's customer service is notoriously bad as is their treatment of providers. Giving them accolades for signing up lots of people on the strength of their massively subsidized premiums and allowing current Beshearocrat, Executive Director of Kentucky Health Benefit Exchange Carrie Banahan to provide the only commentary in the story -- she said premiums are lower because KYHC is a nonprofit and that the provider network is "more robust" -- is a pathetic excuse for journalism.

Media coverage of ObamaCare in Kentucky demonstrates relentlessly a total disregard for balance and honesty.

Harry Reid invites Hitler comparison

U.S. Senate Majority Leader Harry Reid took to the Senate floor yesterday to help repeat a lie often enough that people would believe it.

"ObamaCare has reduced the uninsured population in Kentucky by forty percent," Reid said.

Of course this factoid must be true because it has been picked up by all the left-wing blogs and the Lexington Herald Leader and the Courier Journal, right? Not so fast.

Statistics on people without health insurance have always been questionable in that they are based on extrapolations of survey results and often just distortion of facts to make help make the case for ever-increasing government involvement. A clear-eyed analysis demonstrates most of the problem is instead a result of that increased government role.

The much-repeated statistic about 640,000 uninsured in Kentucky should then be taken with a grain of salt. Further, we already know data on prior insurance status of Kentucky ObamaCare enrollees has been corrupted by a computer glitch as well as a very suspicious claim by state Obamacrats that people who signed up for Medicaid and exchange insurance were 25% previously insured and 25% previously insured, respectively.

Is the concept of the skeptical journalist really that dead?

Thursday, April 03, 2014

Beshear sees gullible people

Governor Steve Beshear told MSNBC this week he signed Kentucky up for the ObamaCare exchange because "everybody" wanted him to.

"Everybody felt like we should run our own exchange, so that was an easy decision," Beshear said in a televised interview.

Since "everybody" made that decision in 2012, Beshear's temporary executive order creating the exchange expired because no one in the legislature was willing to ratify it, he was sued for illegally creating the exchange (which case awaits Supreme Court action) and continuing his efforts despite having absolutely no legislative support or required approval in 2013, he then simply issued another executive order creating the exchange in violation of KRS 12.028(5) which not only failed to gain legislative approval but was met with budget language approved by overwhelming majorities in both chambers pointing out his failure and refusing to provide any of the necessary taxation or spending authority to continue operating the exchange when federal seed money runs out in a few months.

Any questions?

Which day will Kynect run out of money?

Kentucky ObamaCare officials have no idea where their money will come from when $253 million in federal grants funds run out sometime early in 2015. The Kentucky General Assembly has refused to provide funding for continuing operations of the Kentucky Health Benefit Exchange and the federal "Affordable Care Act" requires states opting to create their own exchange to pay their own way after initial federal money is exhausted.

Governor Steve Beshear attempted to create KHBE in the summer of 2012 with a temporary executive order under KRS 12.028 which the legislature was never asked to ratify, violating the statute. When Beshear's 2012 executive order expired in the summer of 2013, he issued another order under the same statute creating the exchange anew, which also violated the statute.

A lone House Democrat filed a bill in February to ratify the second, illegitimate executive order, exposing the incompetence behind Kentucky ObamaCare. And both chambers of the legislature just this week voted to disallow any state spending for the scheme.

And even if Beshear vetoes the defunding language, there is no authority to fund the exchange or even for it to continue to exist at all. Beshear needs to admit his failure so we can begin an orderly unwinding of Kentucky ObamaCare. Until then, he should start estimating for all of us how much time is left for this charade.

Wednesday, April 02, 2014

Kerri Richardson ate lunch

I sent an email to Gov. Steve Beshear's press secretary Kerri Richardson on her government email an hour ago asking the following:

Kerri,

When will Gov. Beshear release statistics on how many kynect enrollees have had their policies cancelled due to nonpayment of premium? Have any policies been cancelled due to nonpayment of premium or other reasons?

Thanks,

David

I copied a member of the Frankfort press corps on the email, which is a tactic that worked better when shame still existed on the first or second floors of the Capitol building. Still, I'm eagerly awaiting an answer or for others to ask the questions. Beshear's ObamaCare numbers have no meaning without some of this context.

Pro-ObamaCare arguments grow weaker, more shrill

The Economist has a new article promoting ObamaCare in Kentucky. It starts with a rehashing of Yahoo's assessment that it is "wildly successful," but just as the article builds to an exciting conclusion to the question of why all this government activism is so unpopular here, it instead reverts to the old claim that you just want poor people to die.

And this is significant because if they had anything better now would definitely be the time to use it.

From the article:
"Can't afford," here, is a euphemism. If, as Mr Benvenuti says, Kentucky "can't pay for" a 10% contribution towards Medicaid for its poorer citizens, it is because he believes the state's wealthier taxpayers don't want to pay for it. To warn of "creating dependency" is to pretend that there is some other way to make it possible for poor people to get decent health-insurance coverage. But there is no other way, as America's health-insurance system has proven. (emphasis added) Obamacare has given people who fundamentally don't want to have to pay for universal health insurance a word on which to focus their disgust. They need not acknowledge that they would simply prefer for many people to go without healthcare. (emphasis added)

As we have attempted to keep the focus on Governor Steve Beshear's illegal actions to force Kentucky into ObamaCare, we have clarified the issue well enough that no one in Frankfort had the nerve to seriously try to make his actions legal. They now have little choice but to pretend that healthcare in America has never worked. The truth is that government bureaucratic involvement has driven costs into the stratosphere just as technological advances and a competitive marketplace could have lowered them.  And government bureaucrats have no effective tools to lower costs now except rationing services or getting out of the way. And they really don't want to get out of the way, lest everyone realize we don't need them at all.

So they accuse us of wanting to deny poor people health care just as their preferred approach creates denial of services to more people regardless of their economic status. That's socialized equality we should all know enough to continue resisting forever.




Tuesday, April 01, 2014

Time to count up faked KY ObamaCare policies

At the end of 2013, Kentucky Health Benefit Exchange Executive Director Carrie Banahan said ObamaCare policies not paid for by January 10 would be cancelled on that day. As enrollment numbers continued to lag, she moved that date to March 31.

You know what day it is today, right?

Exchange officials have been pretending all was well with policies marked "pending" on their system and counted in their press releases, when they knew nothing was behind those numbers. They must come clean very soon.

The strategy has been to delay, deny and deflect all the bad news until Kentucky's Obamacrats could get their hooks in so deep ObamaCare couldn't be unwound. In this, they have failed. Only a handful of legislators in either state chamber voted yesterday against the budget agreement defunding ObamaCare here and not a single one of them mentioned it as a reason for their vote. In fact, the only mentions of ObamaCare in floor speeches all day was that defunding it was a reason to vote for the budget.

The game is up, Governor. Come clean and let's start cleaning up your mess today.

Now let's DISMANTLE ObamaCare in Kentucky

Kentucky's brain dead media doesn't want you to think about what Gov. Steve Beshear is thinking about this morning. If he vetoes budget language passed almost unanimously out of both chambers of the legislature yesterday, he could soon find himself with a Republican House and Senate in Frankfort.

Actually, he probably is going to get that anyway. Vulnerable House Democrats clinging to a slim majority already tried and failed to fight off ObamaCare defunding once. Facing an override of a pro-ObamaCare veto is not a position Beshear wants to force on what's left of his friends.

And the truth is it would all be for naught anyway. Whatever flimsy legal underpinning ObamaCare implementation had in Kentucky is now completely gone. So what's next?

The federal government has until January 1 to take over control of the Kentucky ObamaCare "exchange" and however many Kentuckians have been given Medicaid cards under false pretenses by Beshear and his crazed Cabinet for Health and Family Services need to be told the truth. And then we need to turn Frankfort's culture of corruption surrounding Beshear and his short time in the spotlight as an ObamaCare darling into an HHS waiver allowing health insurers to sell policies people want and can afford. That simply means dropping all government coverage mandates and letting the market decide how people and their doctors manage their business relationships and their transactions. Kentucky has a unique problem with a bunch of people given promises an out of control governor and president can't keep. We deserve a unique solution. Now.

Further delay in starting this process only hurts Kentuckians.

Monday, March 31, 2014

Statement on Kentucky ObamaCare defunding

The Kentucky General Assembly today almost unanimously voted to defund ObamaCare in the Commonwealth as it mandated that no general fund dollars can be spent on the Medicaid expansion or health benefit exchange in the next biennium.

"I really appreciated the widespread agreement among Kentucky's representatives that state funds should not be spent on ObamaCare," said David Adams, an ardent opponent of the federal health reform who is suing to stop state implementation of it. "The Kentucky Supreme Court does not now need to stop the waste of funds, but they do need to speak to Gov. Beshear's illegal attempt to force us into ObamaCare without proper approval. Protecting the process is their job and it's time to do it."

"The General Assembly never ratified Beshear's executive order creating the exchange and the emergency administrative regulation was filed too late to create the Medicaid expansion so the issue is very simple," Adams said.

Fear not Beshear's ObamaCare defunding veto pen

The 2014 Kentucky General Assembly is sending a budget bill to Gov. Steve Beshear with language forbidding expenditure of state funds on ObamaCare, which Beshear is expected to veto.

It doesn't matter if he does or not, though, because no ratification of Beshear's executive order creating the ObamaCare "exchange" took place, nor was it possible to repair the legal problems with Beshear's unilateral acceptance of the Medicaid expansion.

Defunding ObamaCare in Kentucky by the General Assembly makes clear the legislature's repudiation of the federal takeover of health care. For symbolism, we have that even if the governor strikes it out. If the House fails to override, Republicans have that failure to use to replace Democrats as the majority in that body.

And even if Democrats do vote to override, we have their treachery on the first House vote to defund to beat them with. In any event, the next step is to go before the Kentucky Supreme Court with our twin legal challenges to ObamaCare to set right again constitutional limits of the governor's power.

Kentucky ObamaCare public option covers abortions

Kentucky's health insurance cooperative, the "public option" created by ObamaCare with a massive federal subsidy, covers abortions in violation of state law.

KRS 304.5-160 plainly forbids insurers from covering "elective abortions," which it defines as an abortion performed for any reason other than to preserve the life of the mother carrying the baby.

On page 17 of the individual health contract provided by the Kentucky Health Cooperative Inc. It clearly defines coverages to include "therapeutic abortion," which it defines as one recommended by a doctor and clarifies that "A therapeutic abortion is one performed to save the life or health of the mother."

The phrase "or the health of" constitutes an illegal expansion of coverage limitations on abortion in Kentucky. This expansion could mean anything. Someone wishing an abortion could merely state anxiety affecting her health because of her unplanned pregnancy and get an abortion doctor to sign of, saying that the abortion is necessary for her health.

The Kentucky Department of Insurance under Gov. Steve Beshear went crazy when I first discovered their pro-abortion game a year and a half ago. Please call your legislator and also the Kentucky Department of Insurance Commissioner Sharon Clark at 502-564-3630 and demand that they follow the law and forbid insurance coverage of abortions in Kentucky.

Left-wing media figure decimates KY Obamacrats

Perry Bacon is a Louisville-born national journalist who makes no bones about his support for Obama and all things ObamaCare. He spoke with me at length while he was writing a story (link here) in which he describes ObamaCare in Kentucky as "wildly successful" and finds continued resistance hard to understand.

In the story, Bacon unwittingly gives up why ObamaCare must be taken down in Kentucky. He writes:

"Beshear over the last two years has stunned Republicans and even Democrats here with his forceful advocacy of the ACA. He unilaterally decided to create a health care exchange and expand Medicaid, (emphasis added) ignoring complaints from Republicans in the state's Legislature who either opposed those moves outright or wanted to reach some sort of compromise."

And he continues:

"Beshear, to the consternation of Kentucky conservatives, has not only implemented the law without any input from them, (emphasis added) but spent the last several months on something of a victory tour, penning an op-ed in The New York Times telling Obamacare opponents to "get over it," making regular appearances on MSNBC touting Kentucky’s success and sitting in first lady Michelle Obama's box when Obama singled him out for praise at the State of the Union address."

And this might be the best part as well as most timely now that the focus of so much attention is on the state budget:

"Beshear is looking for ways to fund the state’s health-insurance exchange (emphasis added) without using taxpayer dollars, a move that would make it harder for state Republicans to argue that implementing the ACA is draining state resources. "

So here is one of the biggest media fans of ObamaCare in the country writing a glowing article about Beshear not taking any lip from Republicans or allowing nasty little things like the Constitution get in his way contradicting Beshear's obviously false claim that he has already worked out ObamaCare exchange funding and that it doesn't take state dollars. Thank you, Perry Bacon.