Apparently Democrats do have ideas to share on the retirement challenges facing American citizens. Unfortunately, they aren't very good ideas.
At the heart of their proposal is the pouring of taxpayer dollars into individuals' retirement accounts. The trick is their matching proposal does absolutely nothing for people who can't afford to contribute the first dime to an IRA because of the forced taking of their payroll dollars which are then dumped into an underperforming Social Security ponzi scheme.
I think I respected them more when they were just obstructing the Social Security reform process.