Tuesday, November 06, 2012

Kentucky chooses unconstitutional route

Governor Steve Beshear's Department of Insurance has formally declined to attack one Christian health sharing group for practices used as justification to run another such group out of the state.

Fresh off a judge's ruling that Christian Care Medi-Share has until the end of the year to close all its accounts and stop serving customers in Kentucky, the DOI announced that it will not prosecute Samaritan Ministries for not submitting to state insurance regulation.

Arbitrary application of state laws violates Kentucky's Constitution.

The DOI is also considering whether to prosecute Christian HealthCare Ministries for the same crime of not falling in line behind the Department's capricious regulation. Should they do so, that would leave Kentucky Christians with only one viable alternative for health coverage when ObamaCare takes full effect.

Limiting consumer choice is not a valid justification for giving the government control of citizens' risk management decisions.

Thursday, November 01, 2012

If misunderstanding Liberty were fatal, most people would be dead

I just got off the air with radio talk host Matt Walsh of WLAP in Lexington.

Having explained to Matt's listeners that the battle for health freedom depends on more people realizing that their rights are being abused and that it should be no comfort to them if they aren't yet being persecuted under bad laws, I was disheartened to hear one of his subsequent callers.

The caller explained that he is a member of Samaritan Ministries health sharing organization, which Christian Medi-Share is now referring their members to, and that he knew Samaritan wouldn't have any trouble with the law in Kentucky because of the way Samaritan has organized its sharing process.

He has been misinformed. Sadly, valuable time was wasted in organizing people to fight back against Frankfort's war on Christians because Medi-Share members were similarly lulled into a false sense of security under Kentucky law.

Kentucky law is very clear in stating that the only three health sharing groups grandfathered in under ObamaCare are illegal in the Commonwealth. The fact that Samaritan and Christian HealthCare Ministries are not yet being attacked by regulators under the law can not legitimately provide a moment's comfort to the members of those two groups.

Further, people who don't belong to these groups who think they don't have anything to worry about because they have good employer-provided coverage are making exactly the same mistake. Many of them will be dropped as ObamaCare takes effect and then they will gain a greater perspective on health freedom in particular and Liberty in general.

Unfortunately, by then it may be too late. Please beat the rush and understand how Liberty for All means that we protect everyone's rights while we still can. If you get it already, please share.

David Williams in bipartisan pension scam

Kentuckians need to band together and demand David Williams retire from the Senate so that he becomes ineligible for the infamous million dollar pension reciprocity he rammed through the legislature in 2005. If we don't do this we deserve to get twisted every time David Williams and Steve Beshear grab a screwdriver.

Wednesday, October 31, 2012

Kentucky Halloween Massacre update

Franklin Circuit Judge Thomas Wingate will hear a request from Christian Medi-Share for extra time beyond his Monday order to shut down all operations in Kentucky by today. The hearing is scheduled for 2:00 pm ET in Frankfort.

At least one Medi-Share member is scheduled for surgery tomorrow.

Wednesday, October 24, 2012

Kentucky Halloween Massacre

A Circuit Court judge in Kentucky announced this morning he will rule by October 31 on whether or not to revoke the business license of a Christian group serving as an alternative to state regulated health insurance.

The Kentucky Department of Insurance has been (so far) successfully waging a war against Christian health consumers seeking to work around expensive regulations which result in severely limited health coverage choices for Kentuckians. Christian Care Medi-Share has been in and out of Kentucky courts for an entire decade, fighting for its ability to offer significantly better health coverage to Bluegrass State consumers.

Christian "health sharing" is actually not banned under ObamaCare, but Kentucky's hostility toward healthcare consumers predates the federal takeover of medical care by decades.

Tuesday, October 23, 2012

Pitchforks and Torches in Frankfort

Kentucky's ObamaCare Advisory Board is meeting publicly in Frankfort on Thursday October 25 at 1:30 pm ET.

You don't really need to bring pitchforks or torches, but the silliness will be so thick that witnesses could be very valuable. So please make plans to come to 12 Mill Creek Park in Frankfort. Specialized knowledge in healthcare isn't at all necessary to see how foolish a big government scheme this is.

And that's the point. We need more people with more first-hand knowledge of the ObamaCare trainwreck our own people in Frankfort are signing us up for, so please come if you can and invite others even if you can't make it.

Monday, October 22, 2012

Courageous candidates' legislative pension fix

Since 2005, several Kentucky legislators have taken advantage of a pension trick pushed into law by Senate President David Williams and former House Speaker Jody Richards to enrich themselves with public money after long General Assembly careers and short stints in the executive or legislative branches of state government.

J.R. Gray. Steve Nunn. Dan Kelly. Charlie Borders. James Comer. Ernesto Scorsone. Fred Nesler. Jon Draud. Greg Stumbo. Clearly, this is a bipartisan problem.

Several legislators have filed bills the last few years to close this "loophole," but none have seriously gotten close to being enacted. It's time for that to change.

Ironically, the first person who could have taken advantage of this pension trick did not do so.

Former state Rep. Joe Barrows took retirement from the legislature rather than boost his pension with the "reciprocity" scheme before going to work in the Executive Branch.

This week, Senate President David Williams will come one big step closer to a judicial appointment that would make all his state pension dreams come true at a cost to taxpayers of nearly one million dollars. Five state House candidates joined together last week and signed onto a statement encouraging Williams to put an end to the pension grab madness.

Chris Hightower, Matt Lockett, Jason Crockett, Bryan Lutz and Lynn Bechler agreed to the following:

"Should Senate President David Williams accept appointment to the circuit judgeship in his home district, we encourage him to set a strong example for future legislators by retiring from the legislature so he will not be eligible to receive pension reciprocity he has fought to repeal in the Senate."
 
"The honor of appointment or election to higher office deserves to be without controversy as much as possible and we believe President Williams' leadership on this issue will be followed by others until the reciprocity law can be repealed by the legislature."
 
Williams would do very well to go along with this. Same goes for Senator Tom Jensen, who is also leaving the legislature to become a judge.

Friday, October 05, 2012

Obama wants us staring at our shoes, too

Just got a response from Obama's Department of Health and Human Services, Office for Civil Rights, to my complaint about the Kentucky Department of Insurance unconstitutionally attacking Christians for attempting to avoid ObamaCare's health insurance mandates.

The OCR rejected my complaint, but helpfully added that another agency may be able to assist and that they had taken the liberty of forwarding my complaint against the Kentucky Department of Insurance onto another agency. So, to whom did the Obama Administration send my civil rights complaint against the Kentucky Department of Insurance for further investigation?

The Kentucky Department of Insurance, of course.

Wednesday, October 03, 2012

What part of "prohibited" don't they understand?

Kentucky law prohibits insurance coverage of abortions except as an optional rider on a policy for which an additional premium is charged. Otherwise, the law prohibits coverage of an abortion unless the life of the mother is in jeopardy.

Kentucky's ObamaCare health insurance exchange basic plan, announced yesterday, Anthem PPO plus KCHIP's pediatric vision and dental benefits covers abortions when the life or health of the mother are in jeopardy.

That may not seem like a big difference, but it is undeniably an illegal expansion of abortion coverage in the state by a Department of Insurance that went crazy in August at the mere suggestion they wanted to cover more abortions in Kentucky. Plus, we don't know how they plan to define what constitutes a threat to a mother's health. Could be just about anything, right?

Even if you favor abortion coverage or even abortions, none of us should support state bureaucrats ignoring the law on a whim. Please forward this post as widely as you can.

Tuesday, October 02, 2012

Kentucky judge shuts Christian MediShare

Franklin County Kentucky Circuit Judge Thomas Wingate just now ordered Christian Care MediShare to stop operating in the state.

In related news, Kentucky's Department of Insurance has announced that Anthem's PPO health plan plus KCHIP's pediatric dental and vision benefits will constitute the basic plan for the ObamaCare health insurance exchange, which will cause premiums to skyrocket.

Now is not the time to be limiting coverage options or larding up plans with more and more mandates, but that's exactly what we are getting.


Tuesday, September 25, 2012

Next up: Kentucky picks health exchange mandates

Rep. Stan Lee has pre-filed a bill to clarify that Obama's health insurance exchange can't make an end-run around state law and require coverage of abortions in Kentucky.

He should now file another bill to prohibit exchange coverage of all other kinds of surgeries.

Insurance coverage mandates increase costs. Verify that with your plastic surgeon or contact lens provider.

Monday, September 24, 2012

Another secret ObamaCare meeting

Governor Steve Beshear's ObamaCare Health Benefit Exchange Advisory Board will meet on Thursday September 27 at 1:30 pm in Frankfort at the Department of Insurance, 215 W. Main Street.

Please call Karen Cantrell at 502-564-7940 and ask if the meeting is open to the public.

Wednesday, September 12, 2012

Republicans can win state House on ObamaCare

Democratic state Rep. Mary Jane King went on the radio to campaign and painted herself into a corner on her support of ObamaCare. There are lessons here for her opponent, tea party Republican Chris Hightower and other Republicans around the state.

Rep. King says in the interview she supports key features of ObamaCare, but starts going wobbly when she is pressed about how those features negatively impact people buying insurance.

Pressed further, she tries to run away from the whole thing and put responsibility on Congress. That's a nice try, but if the state merely stops setting up the optional health insurance exchange and refuses to accept the optional Medicaid expansion -- neither of which is affordable in the state budget -- ObamaCare goes away.

There is still time for a bill in 2013 to stop both of these activities from proceeding into 2014. Republican candidates should propose that and get their opponents on the record right away.

Here is Rep. King's interview:

Friday, August 31, 2012

Left doubles down on "Didn't Build That"

Republicans have clearly struck a nerve attempting to capitalize on President Barack Obama's claim that "You didn't build that."

Writing for Kentucky's fifth-highest circulation newspaper today, reporter Joe Sonka attacked Senator Rand Paul for bringing it up.

"The main theme of his speech was the main theme of the convention so far, which is a blatant and shameless lie — “You didn’t build that!” — taking President Obama completely out of context to mislead that he said business owners didn’t build their own business, instead of what he really said, that business owners didn’t build the roads, bridges and infrastructure that they rely upon."(emphasis added)

Liberal bloggers apparently believe that government creates infrastructure with the sweat of its own brow, rather than with resources taken from private sector wealth generators.

Could this be why they are still so confused about government "stimulus?"


Tuesday, August 28, 2012

Retiring GOP lawmaker blasts David Williams?

Kentucky Rep. Bill Farmer (R-Lexington) will retire from the legislature at the end of this year, so he doesn't have to hold his tongue anymore about the disaster Senate President David Williams has been for Republicans. 

In a comment on an online Louisville Courier Journal column about legislative pension greed today, Rep. Farmer recalled the vitriol directed at lawmakers who, like him, voted against the David Williams Pension Scandal.



Rigor mortis is starting to set in on David Williams' shenanigans in Frankfort. Expect a lot more of this soon.

Friday, August 24, 2012

Bob Damron writes off "math literate" vote

Nicholasville Democrat Rep. Bob Damron sent an official-looking glossy campaign mailer to his constituents today seeking to confuse voters in the 39th House district about fiscal mismanagement in Frankfort.

"Unlike the Federal Government, State budgets must be balanced," Damron wrote. "The only debts we at the State level incur are for the construction of capital projects and needed infrastructure."

Rep. Damron should try selling this garbage to the federal whistleblower who recently stepped down from Kentucky Retirement Systems. Chris Tobe said years of underfunding by the legislature to spend the money on pet projects has wrecked the public employee benefits system.

"Underfunding each year is like a hurricane devastating the pension," Tobe said. Tobe explained the legislature has underfunded state pensions by several hundred million dollars each year throughout the past decade.

Damron's constituents don't need to be Accounting majors to understand that a "balanced budget" doesn't include enough in misdirected pension funds to endanger the state's fiscal situation with over $30 billion in unfunded pension liabilities.

But Rep. Damron wants to keep you focused only on state bonded debt by itself and to ignore the context of trying to keep the state afloat while being forced to address the tidal wave of pension payments due to hit us by the end of Governor Steve Beshear's term in office.

And that doesn't even touch the ObamaCare costs due to crush us about the same time. (Did I mention Rep. Damron supports ObamaCare?) Needless to say, Damron is already spinning this mess he helped create and voted for at every turn.

"Often political candidates try to mislead voters and equate State Government Bonding (Debt) with the increasing debt, but the two are very different," Damron wrote.

On this, Damron has a point. It's just not the one he intends. The state will run out of money way before the federal government does, because the state can't print its own money.

But then, Bob Damron really hopes you aren't paying attention.

"I only wish they (federal government) had the same fiscal discipline that we have at the State level," Damron wrote.

Fast forward about three years and this last comment will be high comedy. Until then, if you want to keep supporting Bob Damron you should try really hard to ignore things like this.

Thursday, August 23, 2012

Beshear admin lashes out on abortion scheme

In response to this blog post and subsequent announcement of a House Republican bill to prevent inclusion of abortion coverage in Kentucky's health insurance exchange, the Commonwealth's Department of Insurance rushed out the following statement:

STATEMENT FROM COMMISSIONER SHARON P. CLARK: The Department of Insurance is receiving reports of incorrect information being distributed to the public concerning our position on essential health benefits offered as part of the Kentucky Health Benefit Exchange. Some of this misrepresentation appears to be deliberate. Coverage for elective abortions will not be an essential health benefit. This would be a violation of state law and has never been considered. Under Kentucky law (KRS 304.5-160), health insurance companies cannot offer coverage for elective abortions except as a separate rider with a separate premium. Therefore, abortions cannot be offered as an essential health benefit in Kentucky's Health Benefit Exchange.

I'm guessing Commissioner Clark doesn't expect anyone to read beyond her own hysterical protestations. In fact, if you actually take a minute to glance at KRS 304.5-160 and HHS Pre-Regulatory Model Guidelines Under Section 1303 of the Affordable Care Act (PL-111-148): Issued Pursuant to Executive Order 13535 (March 24, 2010), you won't be so easily fooled.

The Kentucky statute does indeed prohibit coverage for elective abortions "except as a separate rider with a separate premium."

The House Republicans were right to engage on this issue quickly. Senate Republicans would do well to follow their lead, particularly in anticipation of more federal administrative rules.

Are we ready to end legislative pension grab?

In 2012, no less than five legislative bills in the Kentucky General Assembly sought to stop further damage in the David Williams Pension Scandal.

None of those bills even got a floor vote in the House or Senate.

Senator Dennis Parrett is back with what will be Senate Bill 12 pre-filed for 2013. His bill would end the state legislator's pension program and take away the ability for legislators to get huge unearned pension "reciprocity" for election or appointment elsewhere in state or local government.

Senate President David Williams stood to gain hundreds of thousands of dollars under reciprocity had he been elected governor in 2011.

Wednesday, August 22, 2012

David Adams on radio in Lexington

I will be on Lexington radio today talking about how we can create health freedom in Kentucky and then spread it to the rest of the United States. Please tune in to Kruser and Krew on 590 WVLK AM at 1:00 pm ET. You may also listen online at www.wvlkam.com and call in with questions to 859-253-5959.

Starting to see real momentum on this. We will have legislative bills in both the Kentucky House and Senate pre-filed very soon and I'm continuing to set up speaking engagements around the state on this issue. If you would like to support the effort financially, please click here and donate what you can. Any amount will be a big help.

Monday, August 20, 2012

House GOP heads off Beshear abortion scheme

Kentucky House Republican Rep. Stan Lee will pre-file a bill to prevent Governor Steve Beshear from requiring Kentuckians to buy health insurance covering abortions.

Having started the process of using state government tools to limit bureaucratic atrocities in health care, we now need to do more. Expanding the Religious Publications Exemption to create a secure free market alternative to government-controlled health insurance in the Commonwealth is critical to turning the tide in this battle.